Terms of Service

1. Acceptance of Terms

By accessing and using rtcabstracts.com (the "Website") and creating an account, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use this Website or create an account.

2. Account Registration and Use

To access certain features of our Website, you must create an account. By creating an account, you agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent, abusive, or illegal activity.

3. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on RTC Abstracts' Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials;
• use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• attempt to decompile or reverse engineer any software contained on RTC Abstracts' Website;
• remove any copyright or other proprietary notations from the materials; or
• transfer the materials to another person or "mirror" the materials on any other server.

4. Intellectual Property Rights

All content on this Website, including but not limited to photographs, images, text, graphics, logos, and software, is the intellectual property of RTC Abstracts, a DBA of Crose Holdings / CROS3 LLC, and is protected by U.S. and international copyright, trademark, and other intellectual property laws. Unauthorized use of any materials may violate copyright, trademark, and other laws.

5. E-Commerce and Purchases

All sales of products and services on this site are made by RTC Abstracts, a DBA of Crose Holdings / CROS3 LLC.

Direct Sales

Purchases made directly through our Website are processed securely through Stripe. By making a purchase, you agree to:

• Provide accurate billing and shipping information
• Pay all charges at the prices in effect when incurred
• Accept responsibility for all purchases made under your account

Print Fulfillment

Print orders fulfilled through our third-party provider Pictorem are sold by RTC Abstracts, a DBA of Crose Holdings / CROS3 LLC, subject to Pictorem's fulfillment policies. RTC Abstracts is not responsible for fulfillment, shipping, or customer service related to Pictorem print orders after they are transferred to Pictorem for processing.

Pricing and Availability

All prices are subject to change without notice. We reserve the right to modify or discontinue products at any time. We make every effort to display accurate pricing and product information, but errors may occur. In the event of an error, we reserve the right to cancel or refuse orders.

Order Acceptance

Your receipt of an order confirmation does not constitute our acceptance of your order. We reserve the right to accept or decline your order for any reason, including product availability, errors in pricing or product information, or suspected fraudulent activity.

6. Loyalty Program

Our loyalty program allows members to earn points on qualifying purchases and redeem them for rewards. By participating, you agree to the following terms:

Earning Points

• Points are earned on eligible purchases made through your account
• Points are credited after payment is confirmed and the order is processed
• Returns or refunds will result in deduction of points earned from that purchase
• Points have no cash value and cannot be transferred or sold

Tier Benefits

• Tier status is determined by annual purchase volume or points earned
• Tier benefits are subject to change with reasonable notice
• Tier status is reviewed annually and may be adjusted based on activity

Point Expiration

• Points expire 12 months from the date of earning if not used
• We will provide notice before points expire
• Expired points cannot be reinstated

Program Modifications

We reserve the right to modify, suspend, or terminate the loyalty program at any time with reasonable notice. Changes to the program will not affect points already earned, but may affect future earning rates and redemption options.

7. Corporate Buyer Program

Our corporate buyer program is designed for businesses, interior designers, architects, and corporate clients purchasing artwork in bulk or for commercial projects. By enrolling in the corporate program, you represent and warrant that:

• You have authority to make purchases on behalf of your organization
• All business information provided is accurate and current
• You will use purchased artwork in accordance with applicable licensing terms
• You will comply with all payment terms and conditions

Corporate pricing, terms, and conditions are provided separately and may differ from standard retail terms.

8. User-Generated Content

Reviews and Comments

You may submit reviews, comments, and other content to the Website. By submitting content, you grant RTC Abstracts a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content. You represent and warrant that:

• You own or control all rights to the content you submit
• Your content does not violate any third-party rights
• Your content is accurate and not misleading
• Your content does not contain harmful, offensive, or illegal material

Content Moderation

We reserve the right to review, edit, or remove any user-generated content that violates these terms or is otherwise objectionable. We may moderate content before or after publication.

Prohibited Content

You may not submit content that:

• Contains false, misleading, or fraudulent information
• Infringes on intellectual property rights
• Contains hate speech, harassment, or discriminatory content
• Promotes illegal activities or violence
• Contains spam, advertising, or promotional material
• Includes personal information of others without consent

9. Returns and Refunds

Our return and refund policies vary depending on the product and fulfillment method. Please refer to our Refund and Return Policy for detailed information about returns, exchanges, and refunds.

10. Shipping and Delivery

Shipping terms, delivery timeframes, and associated costs are detailed in our Shipping Policy. We are not responsible for delays caused by shipping carriers or circumstances beyond our control.

11. Disclaimer

The materials on RTC Abstracts' Website are provided on an 'as is' basis. RTC Abstracts makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

12. Limitations of Liability

In no event shall RTC Abstracts or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on RTC Abstracts' Website, even if RTC Abstracts or an authorized representative has been notified orally or in writing of the possibility of such damage.

13. Indemnification

You agree to indemnify, defend, and hold harmless RTC Abstracts, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Website, violation of these Terms, or infringement of any third-party rights.

14. Links to Third-Party Websites

This Website may contain links to third-party websites, including Stripe, Pictorem, Instagram, Facebook, and TikTok. RTC Abstracts has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites.

15. Modifications

RTC Abstracts may revise these Terms of Service at any time without notice. By using this Website, you agree to be bound by the current version of these Terms of Service. Material changes will be communicated through the Website or via email.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Commonwealth of Virginia. Any disputes arising from these Terms or your use of the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Contact Information

If you have any questions about these Terms of Service, please contact us through the contact form on our Website.